Referral Program Terms

The short version

• Share your referral link. A friend who signs up through it gets a 30-day free trial of Pro, and 3 extra months if their first payment is for a yearly plan.
• Once your friend has paid and their refund window has closed, you earn free months of Pro: 3 for a yearly plan, 1 for a monthly plan.
• Rewards are free months of Pro only. They have no cash value.
• Share your link with people you know. No spam, no ads on our name, no coupon sites, and no referring yourself.

The rest of this page is the same program in detail. It forms part of our Terms of Service.

1. What this covers

These terms apply to the WealthMode referral program. In them, "you" is the person sharing a referral link and "your friend" is the person who creates an account through it. By sharing your link, or by creating an account through someone else's, you agree to these terms. Where they differ from the Terms of Service on something specific to the program, these terms apply.

2. Who can take part

Anyone with a WealthMode account in good standing can refer, on the free tier or on Pro. Your friend must be a new customer: a real person, other than you, who has never had a WealthMode account, signing up for their own use. Each person may hold one account.

3. How a referral is recorded

Your friend must create their account through your referral link. The link is remembered in their browser for 60 days, so they can look around first and sign up later on the same device. An account can be referred only once, by one person, and only through a link used when the account is created. A referral cannot be moved to someone else afterwards.

If your friend signed up without the link, contact us before their first payment and we may add the referral at our discretion. We cannot add one after they have paid.

4. What your friend gets

A 30-day free trial of Pro with the same 5 bank connections as a paid plan, instead of the usual 7-day trial with one. Like every WealthMode trial it needs no payment card, and it ends with no charge unless they choose a plan. If it ends without a plan, the bank connections made during it are disconnected, and the accounts and transactions already imported stay.

If their first payment is for a yearly plan, we also add 3 months to their first year by moving their first renewal date 3 months later. This applies once, to their first paid subscription. Switching plans later does not add more.

5. What you earn

When your friend makes their first payment, you earn free months of Pro: 3 months if that payment is for a yearly plan, 1 month if it is for a monthly plan. The first payment sets the reward. A later change of plan does not change it.

We release the reward after your friend's refund window closes under our Refund Policy (30 days for a yearly plan, 7 days for a monthly one), and only if your friend is still subscribed at that point. If they cancel and are refunded, or their subscription has ended, there is no reward. There is no limit on how many friends you can refer.

We show you how many people you have invited, how many subscribed, and how many rewards are pending. We do not tell you which of your friends did what.

6. How free months are applied

If you have a paid Pro subscription that is set to renew, we add the months by moving your next renewal date later. Your plan, price and payment card stay the same, and you are not charged until the new renewal date. Any paid add-ons on your subscription continue at no charge during that time.

Otherwise (you are on the free tier or a trial, your subscription is set to cancel, or a payment is overdue) we hold the months on your account. While you have no subscription running, you can start them from Settings as a Pro trial with no card needed, which uses all the months you are holding at once. If you have a subscription, or start one, they are added to your renewal once it is active and set to renew.

We cannot move a renewal date more than two years ahead. Months that would go past that are held on your account until they fit.

7. What a reward is, and is not

Rewards are free months of WealthMode Pro and nothing else. They have no cash value, cannot be exchanged for money, credit or a refund, and cannot be sold or transferred to another account. Months held on your account are not a balance or stored value. If any tax applies to a reward you receive, it is your responsibility.

8. Sharing your link

Share your link personally: with people you know, in your own messages, and on your own social profiles, website or newsletter. When you do, you are speaking for yourself and not for WealthMode. You must not:

• send unsolicited messages, bulk messages or spam, or message people you do not know;
• buy ads or bid on search terms that include WealthMode, our name or misspellings of it;
• post your link on coupon, deal, cashback or referral-code sites;
• make false or misleading claims about WealthMode, its features or its prices;
• present yourself as WealthMode, or use our name or logo in a way that suggests you speak for us;
• pay or reward anyone for signing up through your link.

You are responsible for following the anti-spam and consumer protection laws that apply to the messages you send, including Canada's anti-spam legislation (CASL) and the US CAN-SPAM Act.

9. Self-referral and abuse

You may not refer yourself. That includes creating a second account, using another email address, or setting up an account in someone else's name in order to earn a reward. Fake accounts and accounts created only to earn or receive rewards are not eligible either.

If we reasonably believe a referral breaks these terms, we may decline or remove the rewards connected to it, for you and for your friend, disable your referral link, or end your participation in the program. Where the conduct also breaks our Terms of Service, the termination section there applies too. If you think we got it wrong, email us and we will review it.

10. Refunds and chargebacks after a reward

If your friend's payment is refunded, charged back or otherwise reversed after we have released your reward, we may remove the reward. We do that by taking back months still held on your account, or by moving your renewal date earlier by the same amount, never to a date that has already passed. We do not charge you for months you have already used. The same applies to your friend's 3 extra months if their own payment is reversed.

11. Closing your account

Months held on your account end when the account is deleted, and nothing is paid out for them. If your friend deletes their account before your reward is released, there is no reward.

12. Changes and ending the program

We may change the rewards, who can take part, or these terms, or end the program, at any time. A change applies to friends who sign up after it is published here. A friend who signed up before a change keeps the offer that was in place when they joined, and your reward for that friend follows those same terms.

If we end the program, referrals made before the end still earn their rewards under these terms. Free months you have earned remain available for 12 months after the program ends. Months still held on your account after that expire.

13. Privacy

To run the program we record which account referred which, and the payment and subscription details needed to decide and apply rewards. We never show your friend your name or email address, or show you theirs. Our Privacy Policy explains how we handle personal information.

14. Your statutory rights

Nothing in these terms limits any right you have under applicable consumer protection law. Where the law gives you a stronger right than these terms do, the law applies.

15. Contact

Questions about the referral program: [email protected]

DaCost Software, 100 Main St E Unit 202 #3017, Hamilton, ON, Canada, L8N 3W4.