Pricing
Simple, transparent pricing
Start free, upgrade when you're ready.
Free
no credit card required
- Unlimited transactions
- Budget tracking
- Savings goals
- Custom categories & tags
- Automatic categorization
- Transaction rules
- Reports & insights
- Data import/export
- Manual account tracking
Pro
billed annually at $59 USD/yr
Save 30% vs monthly
or $6.99 USD/month billed monthly
billed annually at $75 CAD/yr
Save 30% vs monthly
or $8.99 CAD/month billed monthly
First 7 days free, no card
- Everything in Free
- Automatic bank sync (5 bank connections included)
Pro includes 5 bank connections; the 7-day free trial includes 1. Each connection covers all accounts at that bank: checking, savings, and credit cards.
Full refund within 30 days on yearly, 7 days on monthly. Refund policy
How We Compare
All prices in USD. Competitor pricing as of August 2026. Visit their sites for current pricing.
| App | Price |
|---|---|
| WealthMode Free | $0 |
| WealthMode Pro | $59/year |
| YNAB | $109/year |
| Monarch | $99.99/year |
Frequently Asked Questions
Is WealthMode really free?
Yes! The core features of WealthMode are free to use. We believe everyone deserves access to great budgeting tools.
What's included in Pro?
Pro is automatic bank sync (5 bank connections included). Your transactions import and categorize themselves every day, so there's nothing to enter by hand. One connection covers all accounts at that bank: checking, savings, and credit cards all count as one. Categorization, transaction rules, budgets, and reports are all free; Pro just automates the data coming in. Want to take it for a spin first? Your first 7 days of Pro are free, no card needed, and include one bank connection.
Why is Pro cheaper than competitors?
We keep costs low by staying lean. No VC-funded growth at all costs, just a sustainable product at a fair price.
What if I want a refund?
Email [email protected] and we'll refund you, no reason needed: within 30 days of the charge on yearly, within 7 days on monthly. You can also cancel anytime from Settings, which stops the next renewal and leaves Pro active until the period you've paid for runs out. Full details are on our refund policy page.
Can I export my data?
Absolutely. Your data is yours. Export anytime in CSV format.
Is my data secure?
Yes. We use bank-level encryption and never sell your data. See our Security page for details.
Do you show ads?
Never. We hate ads as much as you do. No ads, no selling your data.
What if I need help?
We're here for you. Check our help center for quick answers, or send us an email at [email protected]. We aim to respond to everyone within 24-48 hours.
Which banks are supported?
We support over 12,000 financial institutions across the US and Canada through our secure partnership with Plaid. If you bank with a major national institution or a local credit union, we likely have you covered.
Do you see my bank password?
Never. We use Plaid, the industry leader in financial connectivity, as a secure bridge. Your bank credentials are encrypted by Plaid and never touch our servers. We only receive a secure, read-only token to sync your transactions.
Who owns my data?
You do. Your financial data is deeply personal, and we treat it that way. We never sell your data to third parties, and you can export or delete your entire account at any time.