Free Financial Tools & Calculators
Use these free tools to help plan your budget, savings, and financial goals. All calculations happen in your browser — your data stays private.
50/30/20 Budget Calculator
See how your spending compares to the popular 50/30/20 budgeting rule and get suggestions to improve your budget.
Emergency Fund Calculator
Find out how much you need in your emergency fund and how long it may take to build it.
Savings Goal Calculator
Estimate how long it may take to reach any savings goal, with optional compound return projections.
Debt Payoff Calculator
Compare the snowball and avalanche methods to see which order clears your debts sooner and what each may cost in interest.
Net Worth Tracker
Add up what you own and subtract what you owe, with account types for the US or Canada.
Net Worth Percentile Calculator by Age
See how your household net worth compares with others your age in Canada or the US, from official survey data.
Budget Sankey Diagram Maker
Draw a Sankey diagram of your month, from income through each kind of spending to what is left over.
Free Subscription Tracker
List your subscriptions, see what they cost per month and per year, and export the list to a spreadsheet.
These tools provide estimates for educational and informational purposes only. They do not constitute financial, tax, or investment advice. Always consult a qualified financial advisor before making financial decisions.