Net Worth Percentile Calculator by Age
See how your household's net worth compares with others your age in Canada or the US, using the latest official survey data from Statistics Canada and the Federal Reserve.
Net worth by age in Canada
Household net worth by age of the highest earner, in 2023 CAD. Source: Statistics Canada, Survey of Financial Security 2023.
| Age | 25th pct. | Median | 75th pct. | 90th pct. | Average |
|---|---|---|---|---|---|
| Under 35 | CA$34,500 | CA$159,100 | CA$504,800 | CA$1,183,500 | CA$459,800 |
| 35 to 44 | CA$96,800 | CA$409,300 | CA$982,500 | CA$1,820,300 | CA$753,500 |
| 45 to 54 | CA$222,800 | CA$675,800 | CA$1,487,500 | CA$2,835,500 | CA$1,150,800 |
| 55 to 64 | CA$224,300 | CA$873,400 | CA$1,796,500 | CA$3,237,000 | CA$1,347,300 |
| 65 and over | CA$221,000 | CA$738,900 | CA$1,534,300 | CA$2,698,000 | CA$1,204,500 |
| All ages | CA$110,900 | CA$519,700 | CA$1,281,800 | CA$2,504,000 | CA$995,900 |
Medians and averages are published figures. Other percentiles are WealthMode's calculations from the survey's public microdata, rounded to the nearest $100. Sources: Statistics Canada, table 11-10-0016-01 (median and average by age) · Statistics Canada, Survey of Financial Security 2023 public use microdata file.
Net worth by age in the United States
Household net worth by age of the highest earner, in 2022 USD. Source: Federal Reserve, Survey of Consumer Finances 2022.
| Age | 25th pct. | Median | 75th pct. | 90th pct. | Average |
|---|---|---|---|---|---|
| Under 35 | $3,900 | $39,000 | $152,600 | $372,200 | $183,500 |
| 35 to 44 | $19,100 | $135,600 | $415,000 | $1,049,700 | $549,600 |
| 45 to 54 | $51,300 | $247,200 | $800,000 | $1,973,600 | $975,800 |
| 55 to 64 | $81,800 | $364,500 | $1,122,200 | $2,960,900 | $1,566,900 |
| 65 to 74 | $87,000 | $409,900 | $1,176,100 | $2,997,400 | $1,794,600 |
| 75 and over | $93,600 | $335,600 | $975,200 | $2,699,000 | $1,624,100 |
| All ages | $27,000 | $192,900 | $659,000 | $1,936,900 | $1,063,700 |
Medians and averages are published figures. Other percentiles are WealthMode's calculations from the survey's public microdata, rounded to the nearest $100. Sources: Federal Reserve Bulletin, Changes in U.S. Family Finances from 2019 to 2022 · Federal Reserve, Survey of Consumer Finances 2022 summary extract.
Canadian figures are in Canadian dollars and include workplace pensions, which the US survey leaves out, so the two tables can't be compared directly.
Frequently Asked Questions
Where do these numbers come from?
For Canada, the Statistics Canada Survey of Financial Security 2023. For the US, the Federal Reserve Survey of Consumer Finances 2022. Both are the official national wealth surveys. The medians and averages are the published figures. Neither agency publishes percentiles by age, so the other percentiles are our own weighted calculations from each survey's free public microdata, rounded to the nearest $100.
Should I enter my own net worth or my household's?
Your household's. Both surveys measure families, not individuals: a couple who share finances is counted as one unit with one combined net worth, and someone living alone is a unit of one. For the age group, use the age of whoever earns the most, which is how both surveys assign a household to an age.
Do I include my pension?
It depends on the country. The Canadian survey counts employer pension plans, including defined benefit plans valued at what you would receive if you left today, so Canadians should include that figure from their pension statement. The US survey leaves out defined benefit pensions and Social Security, so Americans should leave those out and include only account balances such as a 401(k) or IRA.
Why is the average so much higher than the median?
Because wealth is concentrated. A small number of very wealthy households pull the average up, while the median is simply the household in the middle. In Canada in 2023 the median family unit had $519,700 and the average was $995,900. For comparing yourself, the median and the percentiles are the more useful figures.
Are these numbers up to date?
They are the latest each survey has published: 2023 for Canada and 2022 for the US. Neither is adjusted for inflation or market changes since, so today's figures are likely somewhat higher. The next US survey covers 2025.
Can I compare the Canadian and US figures?
Not directly. The surveys count pensions differently, group households by slightly different rules, and report in different years and currencies. Compare yourself with your own country's figures.
Is my data stored anywhere?
No. The calculation runs in your browser and nothing you type is sent anywhere or saved.
Last reviewed: 2026-09-28