The Best Mint Alternative in 2026 (After Mint Shut Down)

About this comparison: All information about third-party apps below is based on publicly available information as of July 2026 and may change. Features, pricing, and bank coverage are set by each provider and can be updated at any time — check each company’s official site for current details. Opinions expressed are our own.

For over a decade, Mint was the default answer to “what’s a good free budgeting app.” It had automatic bank sync, category tracking, and a price of zero, which made it the first stop for a huge number of people who wanted to see their spending in one place. If you’re reading this, you probably already know what happened next: Mint was discontinued, and the tool you’d built a habit around simply stopped being there.

This post is about what to do next — what Mint’s shutdown means, what you actually need from whatever replaces it, and how WealthMode handles the move, including bringing your old Mint data with you.

What happened to Mint

Mint was discontinued and shut down in 2024. The app is gone, it isn’t coming back, and there was no built-in path that carried Mint’s budgeting features forward into a like-for-like replacement — anyone who wants the same functionality has to go find it elsewhere.

If you’re only now getting around to dealing with this, you’re not behind. A lot of former Mint users kept using their bank’s app or a spreadsheet as a stopgap for months before deciding it wasn’t enough and going looking for something closer to what Mint actually did.

What Mint users need now

Strip away the brand name and Mint’s shutdown comes down to a handful of specific capabilities you’ll want from a replacement:

• Real budgeting, not just spending totals. A tool that helps you decide where money should go before you spend it, and tells you when a category is running short — not only where it already went.
• Automatic transaction tracking. Manually logging every purchase is the kind of friction that kills a money management habit within a few weeks. That can come from automatic bank sync or from importing a CSV — the point is not typing in every transaction.
• Net worth in the same place as your budget. Assets and debts next to your day-to-day spending, in one app, was one of the most useful things about Mint’s dashboard.
• An ad-free experience. A finance app you look at to review your own money, without ads competing for that attention.
• A way to bring your history over. Years of Mint transactions are worth keeping. A good replacement lets you import them instead of starting from zero.

What WealthMode offers

WealthMode was built to cover that same ground:

• A free tier, no credit card required. Import your old Mint data and budget against your actual transactions before deciding whether a paid plan is worth it.
• Flexible budgeting. Set simple category limits if that’s all you need, or build something closer to a zero-based structure for tighter control. Unspent categories roll over automatically into the next period, so you’re not resetting to zero and losing track of what’s left.
• Net worth alongside your budget. Net worth tracking sits with your budget rather than in a separate tool — one of the gaps that’s hard to fill with a spreadsheet.
• Savings goals in the same place. Set goals and track progress next to your budgets, instead of keeping that math in a separate app.
• Ad-free, and your data isn’t sold. WealthMode’s business model is its subscriptions and free-tier goodwill.
• Your Mint history comes with you. WealthMode imports your exported Mint CSV directly, so switching doesn’t mean starting your transaction history over from a blank slate.
• Automatic bank sync on Pro. If you want transactions to flow in automatically like Mint did, Pro connects your bank (read-only) and imports them daily, with a 7-day free trial.

The full side-by-side on features and pricing is on the WealthMode vs Mint comparison page.

If you also want to compare against apps that are still active — rather than the gap Mint left — the WealthMode vs YNAB and WealthMode vs Monarch pages cover those separately.

How to move your Mint data over

You don’t need to start from scratch. Moving your history over is a short, mostly automatic process:

1. Export your Mint transactions to CSV. If you still have account access, look for the export or download option in Mint’s transaction view. If you already exported a copy before the shutdown, that file works too.
2. Create a free WealthMode account.
3. Open the importer and upload your CSV. WealthMode reads Mint’s export format — date, amount, category, and notes — and detects the columns automatically.
4. Confirm the column mapping and categories. Check that the detected fields line up with what you expect, matching existing categories or creating new ones as needed, then complete the import.

Once the import finishes, your transaction history and categories are in WealthMode ready to budget against, and you can decide from there whether to keep Mint’s old category structure or simplify it.

Bottom line

Mint being gone doesn’t change what you actually need from a budgeting app — automatic tracking, a real budget, net worth in view, and an ad-free place to pay closer attention to your money. WealthMode covers that same ground, has a free tier you can test with real accounts, and imports your Mint CSV directly so your transaction history comes with you instead of starting over. Import your Mint data and try it with your own numbers before deciding.

Still comparing options? The best budgeting apps in 2026 roundup puts the main choices side by side.